|FACTS||WHAT DOES FINXERA DO WITH YOUR PERSONAL INFORMATION?|
|Why ?||Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.|
|What ?|| The types of personal information we
collect and share depend on the product or service you have with us.
This information can include:
|How ?||All financial companies need to share customer's personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customer's personal information; the reasons Finxera chooses to share; and whether you can limit this sharing.|
|Your personal information||Does Finxera share?||Can you limit this sharing?|
|For our everyday business purposes : such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus||Yes||No|
|For our marketing purposes : to offer our products and services to you||Yes||No|
|For joint marketing with other financial companies||Yes||No|
|For our affiliates everyday business purposes : information about your transactions and experiences||Yes||No|
|For our affiliates everyday business purposes : information about your creditworthiness||Yes||No|
|For our affiliates to market to you||Yes||No|
|To limit our sharing||Visit us online at www.Finxera.com or contact us at P.O. Box 25539
San Mateo, CA. 94402 If you are a new customer, we can begin sharing your
information 30 days from the date we sent this notice. When you are no
longer our customer, we continue to share your information as described
in this notice. However, you can contact us at any time to limit our
However, you can contact us at any time to limit our sharing.
|Questions?||Go to www.Finxera.com or contact us at P.O. Box 25539 San Mateo, CA. 94402|
|What we do ?|
|How does Finxera protect my personal information?||To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards, secured files and buildings, restricting access to your personal and account information to those employees who need to know that information, and training our employees in information security and privacy procedures.|
|How does Finxera collect my personal information?||We collect your personal information, for example, when you
|Why can’t I limit all sharing?|| Federal law gives you the right to limit only
|What happens when I limit sharing for an account I hold jointly with someone else?||Your choices will apply to everyone on your account|
|Affiliates||Companies related by common ownership or control. They can be financial and nonfinancial companies.
|Nonaffiliates|| Companies not related by common ownership or control. They can be financial and nonfinancial companies.
|Joint marketing|| A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
|Other Important Information|
|Use of the www.Finxera.com Website: When you use the www.Finxera.com website, your log in information is collected and stored— including
your IP address, browser type, domain names, access times and log in
information. Finxera uses this information for the monitoring,
operation, and quality assurance of the services offered on the site.
The site may also store “cookies” on your computer hard drive to help
you personalize your online experience. Cookies cannot be used to run
programs or deliver viruses to your computer. Cookies are uniquely
assigned to you, and can only be read by a web server in the domain
that issued the cookie to you.
Online Security: The www.Finxera.com website uses industry-standard encryption technologies when receiving consumer sensitive data. Our secured server supports 128-bit encryption, depending on the user’s web browser.
California Residents: You may allow our sharing of information with nonaffiliated third parties and limit our sharing of information for joint marketing with other financial companies and for our affiliates’ everyday business purposes by following the instructions in the enclosed “Important Privacy Choices for Consumers” notices. Vermont Residents: You may allow our sharing of information with nonaffiliated third parties by following the instructions in the enclosed “Important Privacy Choices for Vermont Residents” notice.
Texas Residents: If you have a complaint, first contact the customer service support staff of Finxera, Inc.
at 1-888-348–4543. If you still have an unresolved complaint regarding the company's money transmission or currency exchange activity, please direct your complaint to: Texas Department of Banking, 2601 North Lamar Boulevard, Austin, Texas 78705, 1-877-276-5554 (toll free), www.dob.texas.gov.